At the end of the day…
Many Americans who planned to retire within the next five to ten years are unhappy to find that their long-term savings, their nest egg, falls short of what is needed to retire when and as comfortably as planned. They are finding that their nest egg is not sufficient to secure a steady stream of income during their retirement years. And women are especially vulnerable. According to a recent GE Center for Financial Learning, most respondents underestimated the life expectancy of a ...Read the rest of this post »
April 16, 2012
Posted in: Finance
Credit Fraud Secrets Thieves Don't Want You To Know
Have you ever been a victim of credit card fraud? If so, you know just how traumatic it can be. What's more, if you don't detected it early enough, it could leave bad marks on your credit report that could haunt you for many years. The most commonly thought of credit card fraud is when your wallet or purse is stolen, and the thief uses your credit cards to make unauthorized purchases. But, with the increasing rate of online buying, another form of credit card fraud--known as ...Read the rest of this post »
April 8, 2012
Posted in: Finance
Using Your Credit Card While On Vacation
Aiming to save money on our credit cards should be something that we all should be doing. This can be done by switching your credit card to one that has a 0% interest free offer on balance transfers and purchases, or simply playing a credit card game such as "stoozing". The term stoozing is used to describe the practice of using the credit limit you receive on a credit card to make money by transferring the balance to high interest savings account. It can be so much simpler to save money ...Read the rest of this post »
April 7, 2012
Posted in: Finance
Using Your Credit Card While On Vacation
Aiming to save money on our credit cards should be something that we all should be doing. This can be done by switching your credit card to one that has a 0% interest free offer on balance transfers and purchases, or simply playing a credit card game such as "stoozing". The term stoozing is used to describe the practice of using the credit limit you receive on a credit card to make money by transferring the balance to high interest savings account. It can be so much simpler to save money ...Read the rest of this post »
April 4, 2012
Posted in: Finance
Protect Your Identity This Holiday Season
With the holiday spending season fast approaching, it's crucial that you understand the dangers of identity theft. Though many of the methods thieves use to steal identities are out of our control, there are many measures you can take to protect yourself from the threats identity thieves pose. Protect Your Credit Card Number From Prying Eyes When making purchases with your credit or debit card, make sure that only the last 4 digits of your card number are shown on the receipt. The first 12 ...Read the rest of this post »
March 27, 2012
Posted in: Finance
Protect yourselves against fraud
By: CCN.com As with every financial instrument, there are credit card related frauds too. There are thieves who scan through trash to gain access to credit account related information and then use it for their benefit. Once in a while there could be a treacherous person at the till of a store or at the payment counter of a local restaurant. Even simply, your card could get stolen and put to fraudulent use. Whatever the possible ways of fraud is, we are just concerned with ensuring that we have ...Read the rest of this post »
March 22, 2012
Posted in: Finance
Grocery Coupon Info You Need
Now more than ever it's time for folks to invest some effort in using grocery coupons to save money. As gasoline prices rise and salaries stay the same (if you're not getting laid off that is), your budget needs some breathing room and that's often found in the grocery budget. Next to the car payment, mortgage and utility bill, the grocery bill is the biggest. Besides, you can't take a coupon down to the power company. They'd rather see you freeze! And last I checked the bank ain't taking ...Read the rest of this post »
March 21, 2012
Posted in: Finance
Tips on how to save money
Money is an essential element in every body's life. It is the one that we exchange to get all the necessary things in life. And that is exactly the reason why we work all day and sometimes night. Since the flow of money in one's life is not uniform, it is only prudent to save some money for the crunch days. Economics permits one to spend his/her money in any amount as he/she wishes. But how rationally one could plan so as to maintain a minimum level of backup in any given day is directly linked ...Read the rest of this post »
March 20, 2012
Posted in: Finance
Cheap Houses For Sale
We found cheap houses for sale all over the country. My wife Ana and I were on a seven-week drive around the country. It was a vacation, but we looked at houses too, and bought one in a great little town in the mountains of western Montana. It cost $17,500, and after $2000 to fix it up, we lived there for several months before selling it for $28,000. We loved Anaconda. Where else can you fly fish, go to a three-dollar movie in a beautiful old art-deco theatre (the 5th most beautiful in the ...Read the rest of this post »
March 19, 2012
Posted in: Finance
Measure It First, Then You Can Manage It
If you can't measure it, you can't manage it. Companies may be able to survive for a while if managers aren't using data to make decisions, but they will eventually see their demise; likely sooner than later. Those companies to benchmark off are the ones who are not only surviving, but thriving! Pick your favorite phrase: TQM, Process Management, Quality Circles, Improvement Teams, Standards and Measurement departments or any other title you prefer. The function is the same. Look at baseline ...Read the rest of this post »
March 17, 2012
Posted in: Finance