Preventative Measures For Credit Card Fraud?
If you've ever been the victim of credit card fraud, then you know just how traumatic it can be. What's more, if not detected early enough, it could leave bad marks on your credit report that could haunt you for years. The most commonly thought of credit card fraud is when your wallet or purse is stolen, and the thief uses your credit cards to make unauthorized purchases. But, with the rate on online buying growing at an amazing rate, another form of credit card fraud'known as ...Read the rest of this post »
January 22, 2012
Posted in: Finance
Tax Deductions - Mr. C.P.A. Can I Deduct a Pizza? You Too Can
Recently, I stumbled across a concept that could change your financial life. You can call it a paradigm shift or a new perspective or just a different way to look at things. This single concept can save you tens of thousands of dollars each year. Its soooo powerful and yet its completely underutilized. Learning this simple technique can dramatically impact your financial picture. I was speaking about tax savings at a seminar and there was a spontaneous outburst of questions. Can I deduct my ...Read the rest of this post »
January 16, 2012
Posted in: Finance
Retirement Income Needs---Less Than You Think?
It is widely written that you need 75% of your present income to maintain your present life-style in retirement. If you make 100 thousand now, figure 75 thousand in retirement. Fifty thousand now, figure 37.5 thousand in retirement. The average retirement income in the US is 27 thousand. See what you think after reading these ideas. Some really significant expenses you won't have in retirement: 1.Life insurance. Usually paid up by now or it has run its course. Also there is little need for it. ...Read the rest of this post »
January 11, 2012
Posted in: Finance
Your Secret Weapon... A Budget
For many, the word 'budget' immediately sends shivers down the spine. Why in the world would anyone need or want to budget their money? First off, budgeting your money does NOT mean you are poor, or are in need of financial assistance. You'd be surprised to know how many considered to be "middle class", regularly budget their money in order to make the most of what they have. Secondly, designing and implementing a budget does NOT take a Harvard doctorate degree requiring hours upon hours of ...Read the rest of this post »
January 3, 2012
Posted in: Finance
What Is Homeowners Insurance Coverage?
Before attempting to find the best homeowners insurance coverage you should make sure that you are familiar with what homeowners insurance is and what it can do for you. A standard policy provides financial coverage to your house and the property within the house. Natural disasters, theft and other maladies that can occur are usually covered in your policy. Some exceptions include flood and earthquake protection, which require additional coverage. Another feature that home insurance covers is ...Read the rest of this post »
December 31, 2011
Posted in: Finance
Things To Consider Before Buying a Condo Hotel or Resort
Resort home ownership, such as condo hotels and fractional shares is different from typical home ownership. So it is important to ask certain questions before signing the purchase agreement on a resort property. The following list of questions typically applies to most types of resort property ownership unless otherwise noted. Pricing and Initial Purchase -Is the price negotiable and do you need to purchase through a certain company or representative? Who gets a commission off the sale? Some ...Read the rest of this post »
December 30, 2011
Posted in: Finance
Choosing The Right Texas Rehab Center
All Texas Rehab Centers Were Not Created Equal.There are many people who find themselves addicted to alcohol and do not know what to do about what is happening to them or the situation that they are in. This is part of what rehab is able help with. When you are in a Texas rehab center, there are not only other people in the same situation as you who are able to help you through what is going on, but there are also people who know what the best processes for healing are and who ...Read the rest of this post »
December 29, 2011
Posted in: Health
Measuring Inflation
Measuring Inflation By William Cate Knowing the inflation rate for your business or family is vital to your long term financial planning. Thanks to the Federal Reserve in Minneapolis, it's now possible for you to easily develop an individual inflation meter. Also, it allows you to prove to yourself that the Government is lying about the inflation rate. The U.S. Department of Labor reports the Consumer Price Index (CPI). The Government wants you to believe that the CPI is the U.S. inflation ...Read the rest of this post »
December 26, 2011
Posted in: Finance
Kippers or red herrings?
Recent news has made much of parents stretching their finances to cover costs for their twenty and thirty something children. Debts and high property prices have forced many offspring to return home, tail between legs, under the attractive new marketing term of 'kippers': kids in parents' pockets eroding retirement savings. Many graduates have developed significant debts from university and have accumulated further debt in the competitive graduate market. Student life provides an incubated ...Read the rest of this post »
December 24, 2011
Posted in: Finance
What is Credit Card and Debit Card Blocking?
Have you ever been told you were over your credit card limit, or had your debit card declined, even though you knew you had available credit or money in your bank account? If this happened shortly after you stayed in a hotel or rented a car, the problem could have been card "blocking." What is Blocking? When you use a credit or debit card to check into a hotel or rent a car, the clerk usually contacts the company that issued your card to give an estimated total. If the transaction is approved, ...Read the rest of this post »
December 23, 2011
Posted in: Finance